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Inclusive Finance India Report 2015

Inclusive Finance India Report 2015

First Edition
  • M. S. Sriram - Faculty, Centre for Public Policy, Indian Institute of Management (IIM), Bangalore

December 2015 | 160 pages | SAGE India

With the Government of India and Reserve Bank of India taking several bold initiatives for financial inclusion in the country, it is important to analyze the factors that advance or impede India’s progress. Inclusive Finance India Report 2015 reviews and traces the advancement of financial inclusion in India. Moreover, the report brings together varying perspectives, policy prescriptions and practices around financial inclusion, along with a critical appraisal of the emerging financial inclusion architecture in India. This involves customer-facing and back-end technology solutions as well as a range of different stakeholders such as banks, regional rural banks, cooperative banks, the postal network, microfinance institutions, self-help groups and the players solving the last mile problem.

In publication since 2006, this report provides a detailed review of the status of implementation of financial inclusion plans, the progress made by various channels of inclusion and the direction of policy initiatives. This year, its scope has been expanded to include two more significant verticals—the postal network and its contribution to inclusive finance as well as urban cooperative banks.   


Foreword by Vipin Sharma
A Review of the banking system
Regional rural banks and local area banks
A review of Pradhan Mantri Jan Dhan Yojana
Technology and the last mile delivery architecture
Urban cooperative banks
India Post and the inclusion agenda
Review of self-help group bank linkage programme
Review of microfinance
New institutional initiatives
Interview with Governor Raghuram Rajan

M. S. Sriram

M.S. Sriram is a faculty at the Centre for Public Policy, Indian Institute of Management Bangalore (IIMB), Bengaluru. He is also a Distinguished Fellow at the Institute for Development of Research in Banking Technology set up by the RBI. In the past, he was the ICICI Bank Lalita Gupte Chair Professor of Microfinance at Indian Institute of Management Ahmedabad; was on the faculty of Institute of Rural Management, Anand; and was the Vice President (Finance and Information) at BASIX. He has also taught at IIM Udaipur, SP Jain Centre for Management in Dubai and Singapore, Solvay Brussels School of Business and Economics, and the Azim Premji... More About Author

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ISBN: 9789351508663