You are here

Micro-Credit, Poverty and Empowerment

Micro-Credit, Poverty and Empowerment
Linking the Triad

First Edition
Edited by:

Other Titles in:
Development Economics

September 2005 | 372 pages | SAGE India
Micro-credit, or the making available of small amounts of credit to the poor, is seen as a vital tool for poverty alleviation and women's empowerment in developing societies. This volume examines micro-credit interventions made in India and provides valuable insights into: the role of social mobilization in reducing poverty; the working of community banking programmes at the village level; the efforts to create space for women to carry out credit and savings transactions; the process of empowerment through the formation of women's groups; and the improvement of women's lives through savings and credit activity.
Maxine Olson

Introduction: Linking the Triad

Joy Deshmukh-Ranadive and Ranjani K Murthy
Towards Women's Empowerment and Poverty Reduction: Lessons from the Andhra Pradesh South Asia Poverty Alleviation Programme

Ranjani K Murthy, K Raju and Amitha Kamath with Research Team
Micro-Credit and Women's Empowerment: A Case Study of SHARE Micro-Finance Limited

Anuradha Rajivan
Social Mobilization and Micro-Credit for Women's Empowerment: A Study of the DHAN Foundation

Veena Padia
Awareness, Access, Agency: Experiences of Swayam Shikshan Prayog in Micro-Finance and Women`s Empowerment

Soma Kishore Parthasarathy
Micro-Credit and Women`s Empowerment: The Lokadrusti Case

Shashi Rajagopalan
Social Mobilization and Micro-Finance for Women's Empowerment-Lessons from the ASA Trust

Kalpana Sankar
Conclusion: Analysing the Link

Ranjani K Murthy and Joy Deshmukh-Ranadive


The book has been authored by eminent socialists, experienced bankers with valuable grass root experience of working on the pertinent poverty and gender issues and women welfare.

Indian Journal of Agricultural Economics

This is a very useful book for understanding the various pulls and pressures under which micro-credit operates in this country…. The book is very well written and engaging and opens up several issues for debate. In a sector where most of the work that happens remains in spiral bound reports, it is important that more and more books come out and open up larger debates not only on the nature of the micro-credit programmes, but also on the methodological issues and overall impacts. This book is indeed a very useful and welcome addition as it helps to extend the debate to a higher intellectual plane. It is also an important book for the practitioners since it will help them understand the burden of expectations laid out on them by the world at large.


Neera Burra

Neera Burra is Assistant Resident Representative and Senior Social Development Adviser at the Sustainable Energy and Environment Division (SEED) of the United Nations Development Programme (UNDP), India Office, New Delhi. A sociologist by training, she obtained her Ph.D. from the Delhi School of Economics, University of Delhi. She has previously been with the International Labour Organization (ILO) as National Expert in its women’s programme (1988–93) and with the United Nations Volunteers (UNV) as Programme Manager for South Asia (1993–95). Dr Burra has been closely involved with NGOs and CBOs working on micro-credit and women’s... More About Author

Joy Deshmukh-Ranadive

Joy Deshmukh-Ranadive is Director, Indian School of Microfinance for Women, Ahmedabad. She has 20 years of experience in the field of Gender and Development and has worked with premier research organisations like Research Centre for Women’s Studies, Mumbai, Centre for Women’s Development Studies, New Delhi and International Center for Research on Women, New Delhi. She has several publications to her credit in the areas of structural adjustment; microfinance; women’s empowerment; violence against women; women and ageing; and economic, social and cultural human rights. She has particularly focused on conceptualising power and empowerment,... More About Author

Ranjani K Murthy

Ranjani K Murthy is an independent researcher based in Chennai whose areas of interest have been gender, poverty and health for the past two decades. Through her work with MYRADA (1984–88) and with Initiatives: Women in Development (IWID, 1991–94), as well as by conducting independent research, she has gathered grassroots knowledge along with experience in policy analysis, capacity building and impact assessment. She has carried out policy and impact assessment studies with a focus on gender and poverty in India, Bangladesh, Nepal, Vietnam, Moldova and Sudan (for UN organizations and for national and international bodies which fund NGOs),... More About Author

Purchasing options

Please select a format:

ISBN: 9780761933663

SAGE Knowledge is the ultimate social sciences digital library for students, researchers, and faculty. Hosting more than 4,400 titles, it includes an expansive range of SAGE eBook and eReference content, including scholarly monographs, reference works, handbooks, series, professional development titles, and more.

The platform allows researchers to cross-search and seamlessly access a wide breadth of must-have SAGE book and reference content from one source.